Medicare Advantage plans promise low costs and extra perks, but are they truly the best option? With restricted provider networks, high out-of-pocket costs, and annual plan changes, many beneficiaries face unexpected financial burdens. Before enrolling, understand the risks—Medigap might be the better choice for reliable, nationwide coverage. Learn more today!

Misleading Medicare marketing is rampant—from flashy TV ads to deceptive mailers promising $0 monthly premiums with free extras. However, these promotions often hide out-of-pocket costs, network restrictions, and high deductibles. Learn how to spot these scams, verify sources, and protect yourself from costly mistakes. For unbiased advice and expert guidance, call Bluewave Insurance at 800-208-4974.

Medicare Supplement plans offer solid coverage, but they come with high costs, no drug coverage, and limited flexibility. Medicare Advantage plans, on the other hand, provide bundled benefits with lower premiums. Not sure which plan fits your needs? Bluewave Insurance simplifies the process—call 800-208-4974 for expert guidance and find the best plan for you!

Many assume Medicare is free, but it comes with premiums and out-of-pocket costs. It also doesn’t cover everything—dental, vision, and long-term care are excluded. Medicare Advantage differs from Original Medicare, and late enrollment can mean lifelong penalties. Confused about your options? Bluewave Insurance can help—call 800-208-4974 for expert guidance today!

Medicare Supplement Plans (Medigap) help cover out-of-pocket costs, with Plan G offering the most comprehensive coverage and Plan N providing a lower-cost alternative. Plan G covers all Medicare-approved expenses after the Part B deductible, while Plan N has lower premiums but includes copays and doesn’t cover excess charges. Need help deciding? Call us at 800-208-4974!