If you’re confused about the different “Parts” of Medicare and all the letters, you’re not alone. We, at Bluewave Insurance Services, have made the task of choosing the right Medicare part easier by breaking down and explaining each part of Medicare to make it easier to understand. Medicare Part A: Hospital Insurance Medicare Part A, […]

When it comes to selecting the right Medicare Supplement plan, it is important to understand all your options. If you’ve opted for Original Medicare along with a Medicare Supplement plan (also referred to as a Medigap Plan), as opposed to a Medicare Advantage plan, you might be wondering which Supplement plan and company to choose. […]

Are you turning 65 and deciding between staying on an employer health insurance plan or going onto Medicare? In this article I go over some important things such as how to avoid penalties to keep in mind when considering whether to leave employer coverage to start Medicare when turning 65. First you will want to […]

In this article we explain what the Nevada Birthday Rule and how it works with your Medicare Supplement plan. If you currently have a Medigap plan you will be able to save substantially using this unique rule. Understanding the Nevada Birthday Rule for Medicare Supplement Plans Navigating the complex landscape of healthcare coverage can be […]

If you currently have a Medicare Advantage HMO and your primary doctor is at Scripps Coastal or Scripps Clinic then you will no longer be able to see that doctor with your current Medicare Advantage HMO plan starting Jan 1st, 2024. Unfortunately, this affects over 32,000 San Diego residents.  What are your options? There are […]