If you’re approaching Medicare with an active HSA, a little-known backdating rule can trigger IRS penalties even when you follow good advice. Here’s what you need to know before your coverage starts.
Medicare Blog
Bluewave Insurance publishes articles on Medicare topics — new posts added regularly from our YouTube channel. Have a question you'd rather just ask? Call us at 800-208-4974 for a free consultation.
Losing Your Medicare Advantage Plan in 2027? Read This First
Getting a non-renewal letter from your Medicare Advantage plan is stressful — but it opens a door most people don’t know exists. Here’s how to use it wisely before it closes.
Cancer on Medicare: 3 Things That Matter More Than Cost
One in three people will face a cancer diagnosis. How your Medicare plan handles it could be the most important financial decision you make. Here’s what actually matters.
Is Medicare Plan G Still the Best Value?
Plan G covers nearly everything, but rising premiums are making people rethink their choice. Here’s what you need to know before you commit to any supplement plan.
Plan N vs High Deductible Plan G: Which Saves More?
Two plans, two very different strategies — and picking the wrong one could cost you thousands. Here’s how Plan N and High Deductible Plan G actually compare.
Can You Switch Medicare Supplements? What Actually Happens
Switching a Medicare Supplement plan isn’t as simple as most people think. Health underwriting can shut the door if you wait too long — here’s what you need to know before you try to make a move.
How Much Will Medicare Cost You Over 20 Years?
Most people shop Medicare based on this year’s price — but the real number is what you’ll pay over the next 20 years. The math might surprise you.
My #1 Medicare Supplement Company for 2026
Not all Medicare Supplement companies are created equal — and the one you’ve seen on TV may be costing you more than you think. Here’s who actually wins on price, strength, and service.
High Deductible Plan G 2026: The Plan Agents Won’t Mention
Most agents skip over High Deductible Plan G because it pays the lowest commission. But for the right person, it could save thousands every year — here’s the full breakdown.
Plan G vs Plan N 2026: Which One Saves You More?
Plan G and Plan N are more alike than most people realize — but the differences can cost you real money if you pick wrong. Here’s how to think through it.
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