Medicare Blog

If you live in Oklahoma and have a Medicare Supplement Plan, there’s an excellent option that allows you to shop your premium each year, regardless of your health. It’s called the Oklahoma Birthday Rule. What is the Oklahoma Birthday Rule? The Oklahoma Birthday Rule allows individuals with a Medicare Supplement Plan to switch carriers to […]

Searching for the best Medicare supplement insurance company can be overwhelming. In this guide, we’ll break down the top carriers for to help you make an informed decision. Introduction to Medicare Supplement Insurance Medicare Supplement Plans, also known as Medigap, add extra coverage to your Medicare Part A and Part B. All carriers pay claims […]

If you happen to live in Kentucky and have a Medicare Supplement Plan, I’ve got good news for you. There is a birthday rule in your state that allows you to change carriers to stay at a competitive rate regardless of your health. What is the Kentucky Birthday Rule? In 2023, the state of Kentucky […]

Are you comparing Medicare Supplement plans vs Medicare Advantage plans and wondering which plan is best? We have taken the difficulty out of this decision by covering all the ins and outs of the two plans to help you make an informed decision. Understanding the Basics Before diving into the specifics, it’s important to understand […]

Are you wondering how to sign up for Medicare? We have created a step-by-step guide on how to sign up for Original Medicare Parts A and B to make things easier for you. Understanding Medicare Before we dive into the enrollment process, let’s quickly recap what Medicare is. Medicare is broken into several parts: Additionally, […]

Understanding Medicare can be tough, especially when it comes to its costs. We have created a simplified look at the expenses for Original Medicare, Medicare Supplement (Medigap) Plans, and Medicare Advantage Plans for to make things easier for you. Medicare Plan Types There are two main types of plans to choose from: Medicare Supplement (also […]

Are you considering a Medicare Supplement Plan but worried about potential risks? Read on to find out more about the drawbacks and potential downsides of Medigap plans so that you can make an informed decision. Medicare Supplement plans, also known as Medigap, are highly regarded for their coverage and freedom. However, there are several key […]

If you’re planning to start Medicare and are unsure where to begin, then you have come to the right place. Our guide will walk you through the essential steps you need to take when starting Medicare for the first time, whether you are turning 65 or transitioning from an employer plan. Understanding the Basics Medicare […]

If you’re confused about the different “Parts” of Medicare and all the letters, you’re not alone. We, at Bluewave Insurance Services, have made the task of choosing the right Medicare part easier by breaking down and explaining each part of Medicare to make it easier to understand. Medicare Part A: Hospital Insurance Medicare Part A, […]

When it comes to selecting the right Medicare Supplement plan, it is important to understand all your options. If you’ve opted for Original Medicare along with a Medicare Supplement plan (also referred to as a Medigap Plan), as opposed to a Medicare Advantage plan, you might be wondering which Supplement plan and company to choose. […]