Does It Matter How Medigap Plans Are Priced? We often hear folks asking if a particular plan is community rated, age-attained, or issue age. Most folks hear these terms being thrown around by other agents who are trying to push them to buy a certain Medicare Supplement plan. In this post, I will explain the differences […]
The California Birthday Rule: Change Policies and Save Money
The California “Birthday Rule” allows folks who have a Medicare Supplement plan to change to a different plan of equal or lesser benefit, 30 days before and after their birthday, without being subject to medical underwriting. If you live in California and have been researching Medicare Supplement plans then you probably have heard of the “California […]
Shopping Your RX Part D Plan
Shopping Your Part D RX Plan Each Year Each year, between October 15th and December 7th you are able to change your RX plan for the following year. Many folks get tons of stuff in the mail from different carriers trying to sell them a new drug plan and this can be very confusing. The […]
What Medicare Supplement Company Is Best?
With all the different plans and carriers it can be overwhelming trying to decide on which route to go for your Medigap insurance. Medicare alone is confusing enough, once you add in 50 different carriers and pricing things just get more confusing. To help makes things clearer I have reviewed some of the top carriers […]
Medicare Supplement Plans In Arizona
AZ Medigap Plans Arizona is a very popular state for retirees. The great weather and outdoors is a main draw to the area. With so many retirees it’s a good thing there is a great selection of Medigap carriers to choose from. Companies such as Mutual Of Omaha, Cigna, Unitedhealthcare, AARP, Medico, Philadelphia American, Equitable, IAC, […]
What Is The Future Of Plan F?
Plan F is often referred to as the “best” Medigap plan available. The fact is, plan F is the most comprehensive plan available but is also the most expensive. Plan F is the only plan currently available that covers everything that original Medicare does not cover in full (see chart below). In addition plans F and […]
How Much Do Medicare Supplement (Medigap) Rates Go Up?
If anyone tells you the Medicare supplement plan they are offering will never increase in price they are lying to you, plain and simple. ALL standardized Medigap plans will increase in price over time. There are several driving factors that affect the rates. Your Medicare supplement rate can increase with your age, inflation, the insurance companies […]
When is the best time to buy a Medicare supplement plan?
Deciding when to buy a Medicare supplemental insurance policy is a very important decision. If you wait until it’s too late you never be able to buy a Medigap plan if you have health issues. It is very important to be aware of when your enrollment period is for Medicare supplement insurance. This is not […]