Are you turning 65 and deciding between staying on an employer health insurance plan or going onto Medicare? In this article I go over some important things such as how to avoid penalties to keep in mind when considering whether to leave employer coverage to start Medicare when turning 65. First you will want to […]
Medicare Blog
Bluewave Insurance produces articles on Medicare-related topics. Below you will find all of our Medicare articles. Looking for something specific? Check out our articles related to Medicare Supplement plans call us at 800-208-4974 for a free consultation!
Nevada Medicare Birthday Rule for Medicare Supplements (AB250)
In this article we explain what the Nevada Birthday Rule and how it works with your Medicare Supplement plan. If you currently have a Medigap plan you will be able to save substantially using this unique rule. Understanding the Nevada Birthday Rule for Medicare Supplement Plans Navigating the complex landscape of healthcare coverage can be […]
Scripps Clinic and Scripps Coastal Dropping Medicare Advantage HMO Plans for 2024
If you currently have a Medicare Advantage HMO and your primary doctor is at Scripps Coastal or Scripps Clinic then you will no longer be able to see that doctor with your current Medicare Advantage HMO plan starting Jan 1st, 2024. Unfortunately, this affects over 32,000 San Diego residents. What are your options? There are […]
Medicare Plan G Excess Charges: How to Avoid Them
If your doctor is a non participating Medicare provider, you may notice an additional amount you are responsible for paying. – One way to avoid excess charges if you have nonparticipating providers is with a Medicare plan G. This article will explain what Medicare plan G is, who qualifies for it, how to get it, […]
Medicare Supplement Underwriting
Answering questions about Medicare Supplements is not always necessary. The health question requirements may be waived during your Open Enrollment Period, for example. Changing your Medigap policy or missing your OEP will likely require underwriting. Video Explanation Medicare Supplement Underwriting Questions To qualify for new coverage in many states, you must answer questions about your […]
Top 12 Medicare Supplement Companies in 2024: Complete Review
When you use Medicare for your health insurance, you may be burdened by some out-of-pocket costs in addition to your monthly Part B premiums. Aside from the basic benefits that come with Medicare Parts A and B (Original Medicare), you can also seek further coverage with a Medicare Supplement plan. These plans will cover many […]
Medicare and VA Benefits: Do I need a Medicare Supplement if I have VA benefits?
If you have a medical condition as a result of your military service, then you likely qualify for VA benefits. With VA benefits, you get access to a monthly stipend and VA healthcare. This leaves many veterans wondering how (or if) Medicare and VA benefits can work together to provide them with the healthcare they […]
The California Birthday Rule: Change Policies and Save Money
The California “Birthday Rule” allows folks who have a Medicare Supplement plan to change to a different plan of equal or lesser benefit, 30 days before and after their birthday, without being subject to medical underwriting.
Medicare Supplement Free Look Period Explained
Medicare Supplement Plans (also known as Medigap) help add additional coverage to your Medicare Part A and Medicare Part B plans. However, it’s not always easy to know when you can switch from one Medicare Supplement Plan to another.
Medicare Eligibility Under 65 Explained
Some people can benefit from Medicare before they turn 65. However, you must meet certain disability requirements to qualify for Medicare before 65.
