There are guidelines regarding how and when you can purchase a Medigap plan. More specifically, it is important to learn the difference between a guaranteed issue Medicare supplement and open enrollment.
Medicare Blog
Bluewave Insurance produces articles on Medicare-related topics. Below you will find all of our Medicare articles. Looking for something specific? Check out our articles related to Medicare Supplement plans call us at 800-208-4974 for a free consultation!
How Much Will I Pay For Medicare In 2021?
Every year the Center for Medicaid and Medicare Services releases cost updates for the year. Below we review the increases for 2021.
What Are The Best Medicare Supplement Plans For 2021?
If you are age 65 or over and you’re currently enrolled in Original Medicare (Medicare Part A and Part B), it is likely that you’ve been at least considering the purchase of a Medicare Supplement plan. Medicare Supplement insurance provides coverage for many of the “gaps” that exist in Original Medicare.
Medicare Open Enrollment (OEP) Returns For 2021
If you are currently covered by Medicare you have likely received some information about the Medicare Open Enrollment Period, or OEP. Starting with the plan year of 2020, there are some changes taking place with the Medicare Open Enrollment Period.
What Doctors Can I See With My Medicare Plan?
The doctors/providers you can see will depend entirely on how you decide to obtain your Medicare coverage. Either with Original Medicare and a supplement or through a Medicare Advantage plan.
New Medicare Cards – What You Need To Know
In an effort to help reduce health care fraud and identity theft, as well as to comply with the Medicare Access and CHIP Reauthorization Act of 2015, Medicare has changed the identification cards that are used by its enrollees – starting with eliminating beneficiaries’ Social Security numbers from the new cards.
Medicare Supplement Plans and Foreign Travel
If you are covered under Original Medicare, then you will still have access to medical care from almost any doctor or hospital in the U.S. and/or its territories. However, beyond that, Medicare coverage while traveling in a foreign country is sparse, with just a few limited exceptions.
Does Medicare Cover Vision and Dental Benefits?
If you are a Medicare enrollee, or you soon will be, you may be wondering just exactly what – if anything – this program offers in terms of vision and dental benefits. Unfortunately, for those who are enrolled in Original Medicare, which includes Medicare Part A and Part B, the answer is very little, if anything.
Medicare Open Enrollment For 2021: What Are My Options?
If you’re aged 65 or over and you are currently enrolled in Medicare for your health care coverage, then you may be able to make changes to your plan during certain times of the year that are known as Medicare enrollment periods.
Attained-Age vs. Issue Age vs. Community Rated Pricing
When it comes to Medicare Supplement plans, the rates will increase over time. There are three ways in which Medigap plans increase over time; issue-age, community rated and attained-age.