Loyal Christian Benefit Association Medicare Supplement Plans: A Comprehensive Review on Plans, Strengths, and Rates

At Bluewave Insurance services we are proud to guide our clients in their Medicare supplement journey. To learn more and to enroll, give us a call at 800-208-4974.

Loyal Christian Company History and Background

Loyal Christian Benefit Association or LCBA for short was founded in 1890 by a group of Catholic women in Titusville, Pennsylvania. This group of women wanted to provide financial services for other women, this led to the first insurance society owned and operated by women for women. Even though this organization started in tougher times for women, they were able to gain over 120,000 members in 20 years. 

Now, they are headquartered in Erie, Pennsylvania, serving thousands of people across 35 U.S. states including the District of Columbia. They provide more than just Medicare supplement plans, they also provide Funeral insurance, Pre-arrangement funding products, traditional life insurance plans, tax-deferred annuities, and more. 

If you have any questions about Loyal Christian Medicare supplements or any insurance concerns, give us a call at 800-208-4974. Our trusted insurance team will be able to assist you. 

Loyal Christian Financial Strengths and Company Rating

Loyal Christian has a very strong balance sheet, since their starts they have had a steady stream of include. They had over $8 million in life insurance premiums and over $10 million in annuity premiums. They have also paid out over $5 million in life insurance death benefits and $14 in annuity and life benefits. 

Since they are a fraternal benefit society and not traded on the stock exchange, a lot of their information is private. However, it’s clear that over the generations they have been in business they have continued to perform for their customers and stakeholders. They currently have an A+ rating with Better Business Burea on top of that. 

If you have any questions about Loyal Christian and their different insurance plans or Medicare-related questions, give us a call at 800-208-4974. Our team of licensed insurance agents will be able to assist you in your needs. 

Loyal Christian Medigap Products and Services

It’s important to note that since May 1, 2019, Loyal Christian no longer provides Medicare supplement products to new enrollees. However, if you currently have a Loyal Christian Medicare supplement, that means your benefits and coverage are still valid. You can choose to continue with your plan or switch providers and plan, whichever is best for you. 

Loyal Christian has a variety of Medicare supplement plans available. In this article, we will elaborate more on the most popular plans, Plan F, Plan G, and Plan N. With a Medicare supplement plan seniors can add an additional layer of protection that Original Medicare Part A and Part B don’t cover. Essentially, filling in the “gap,” of the 20% of medical expenses Part A and Part B. 

If you have any questions about Loyal Christian Insurance company than their Medicare supplement plans, give us a call at 800-208-4974. One of our experienced insurance agents will be able to provide a free consultation and quote comparison.

LCBA Medigap Policy Plan F 

When LCBA was offering Medicare supplement plans, Plan F was their most popular plan that provided comprehensive care for their clients. Unlike normal health insurance that focuses on a few things, Plan F partially or fully paid for medical costs. With this plan, it gave folks a lot of peace of mind. However, with recent updates, only folks that qualified for enrollment before January 1, 2020, are qualified for this plan.

Either way, Plan F was still a great plan, and if you qualify and are 65 years or older, you can still sign up. Here are some of the reasons why folks choose Plan F:

• Covers Part B excess charges
• Medicare Part B deductible
• Foreign travel emergency coverage (up to 80%) 
• First three pints of blood

If you have any questions about Plan F or any health care or Medicare supplement insurance policy concerns, give us a call at 800-208-4974. Our trusted insurance agents will be able to guide insurers with questions, household discounts, Medicare information, and more. 

Loyal Christian Medigap Plan G

Medicare supplement Plan G is pretty much identical to Plan F, the only difference is that with Plan G you’ll have to pay for Original Medicare Part B deductibles. In addition, once you reach your Part B deductible you’re responsible of paying 20% of the cost of Medicare-approved services. 

Here are some of the reasons why people choose Medigap Plan G: 

• Part B preventative care coinsurance
• Part B excess charges 
• Part A Hospice Care
• Part B copayment

These are just some of the benefits that Medicare Plan G has available for its policyholders, to learn more give us a call at 800-208-4974. One of our trusted insurance agents will be able to give you a free quote comparison. 

Loyal Christian  Medicare Supplemental Plan N

Medicare supplement Plan N is one of the more affordable plans that Loyal Christian had available. with this plan, it has all the basic benefits. However, you must pay $20 copays for office visits to the doctors and as well as $50 copays for emergency room visits. Nonetheless, Plan N is still a popular option for folks. Here are a few reasons why folks choose Plan N: 

• Part A hospital coinsurance
• Part A hospice care
• Part B preventative care

To learn more about different Medicare supplement plans by Loyal Christian and their different life insurance offerings, give us a call at 800-208-4974. Our licensed insurance agents will be able to assist you with any questions you may have. 

Our Expert Recommendations

Loyal Christian, although they don’t offer Medicare supplements anymore, still had a significant impact on clients for their exceptional service and care. If you are signed up for their Medicare supplements and want to switch providers or plans, don’t hesitate to reach out to us at Bluewave Insurance Services.

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Still, wondering if Medicare supplement plans are for you? Give us a call at 800-208-4974. Our trusted insurance agents will provide you a free consultation and quote comparison. 

Read More:

• Members Health Medicare Supplement Review
• Liberty National Medicare Supplement Plans Review
• National General Medicare Supplement Plans

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