Plan G has almost the same exact benefits as Plan F, although Plan G requires you to pay the annual Medicare Part B Deductible ($257 in 2025). Supplement Plan G covers the 20% Left by Medicare, Medicare Part A Deductible, 100% of Excess Charges, Skilled Nursing Facility Co-Insurance, Foreign Travel, and all of the other major gaps left by Medicare.
To learn more about Medicare Plan G visit our comprehensive explanation here.
The only difference between Plan G and Plan F is the annual Medicare Part B Deductible ($257 in 2025), the premium savings on Plan G usually outweigh the additional cost of paying for the Plan F, and you can still enjoy virtually all of the same benefits.
One of the nice things offered with Medicare Supplement Plan G, is that you are able to choose any doctor or hospital that accepts Medicare.
As always, the cost of Medicare Supplement Plan G can vary greatly from company to company, so it is a good idea to compare Medicare Plan G prices with many insurance companies to get the best deal possible.
