These calculators are free to use and give you an estimate — no name, email, or phone number required.
They’re a starting point, not a final answer. If you want exact numbers for your situation, we’re happy to walk through it with you by phone.
Enrollment Deadline
Your 7-month window
Enter your birthday to find your Initial Enrollment Period — the window when you can first sign up for Medicare.
Open CalculatorPart D Late Penalty
Prescription drug coverage
Estimate the penalty for going without creditable prescription drug coverage after becoming eligible.
Open CalculatorIRMAA
Income-based premium surcharge
See whether your income triggers a higher Part B and Part D premium, and estimate how much.
Open CalculatorHSA & Medicare
Health Savings Accounts
Still contributing to an HSA? Find out when contributions must stop before Medicare starts, and how much you can put in this year.
Open Calculator