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What Are Medicare Supplement Plans?
Protection From High Medical Costs
Medicare Supplement plans provide protection by covering the “gaps” that Medicare does not cover, including deductibles and co-payments.
See Any Doctor, no referrals are needed!
With a Medicare Supplement plan, you can see any provider that accepts Medicare, no referrals are needed!
Portable Coverage accepted anywhere
Medicare Supplement plans are portable and are accepted anywhere in the country that takes Medicare.
What Are Medicare Advantage Plans?
Combine Medicare Parts A & B Together
Medicare Advantage Plans are another way to get your Medicare Part A and Part B coverage. Medicare Advantage Plans, are offered by Medicare-approved private companies.
Low Monthly Premiums
Medicare Advantage plans are often either $0 or a low monthly premium. They often offer additional benefits such as RX coverage and gym benefits.
In many cases, you’ll need to use providers who participate in the plan’s network and service area for the lowest costs. These plans set a limit on what you’ll have to pay out-of-pocket each year for covered services.
Why Work With Us?
Personalized Customer Service
Our friendly licensed agents are just one call away, ready to spend time answering all of your questions and finding the right plan for your needs.
No Cost to You
As an independent broker, our services are 100% free for you. We’re able to do this because we are compensated directly by the insurance carriers. It’s that simple, we’re here to help you.
Ongoing Rate Lookout
You’ll never have to worry about whether you’re still getting the best rate. Once you’re a customer, we automatically enroll you in our “Rate Lockout Program”. If there’s an opportunity to save you more money, we’ll know about it first.
Excellent and timely communications .Very knowledgeable on products available on Medicare supplements, and spends all the you need to research the products that fit one's needs. National availability. Call Bluewave before making your final decisions. - 2/09/2022
Honest and trustworthy. Quick responses. You feel in good hands.It has now been 1 year working with Bluewave and I am still very happy with the service. They continue to communicate with you and send relevant emails. This is a first for me with an insurance broker as they usually drop communicating almost immediately after contracting with them. I am extremely pleased with the service. - 12/16/2021
My experience with Christian Villa was wonderful. He went out of his way to help me choose a Medicare supplement and also a drug prescription plan.He was more helpful than any other Ins agent . Both my husband and I are very happy with how helpful he was . Always able to ash him questions with a quick response and also very knowledgeable !Terry A from NJ - 12/16/2021
I wanted to make some changes during the open window period. I was interested in changing my Advantage HMO to a Medigap supplement. I was trying to navigate this on my own and felt overwhelmed as to make the right change for my needs. I am so very thankful i turned to Blue Wave and feel such continued support. Erica, helped me to understand the different options. I was able to make a decision on my own not pushed to favor one plan verses another just the facts. I highly recommend Blue Wave and will continue to keep their added help. Best help ever. It was like finding a long lost friend. - 12/16/2021
I have been with Bluewave Insurance for 2-12 years and the team have been super in seeing that I chose the right plan for me. Bluewave, works on my behave for my supplement to my drug plan. I have even told my neighbors who is at that season age. The team has access to all of the supplement for me. Bluewave Insurance Services is a plan that make sense. Thank you ALL - 11/16/2021
OThe only Medicare online site I communicated with that took the time to email me back rather than trying to call me. Erica was very helpful in getting me signed up for Medicare supplement and Part D insurance. Highly recommended. - 10/16/2021
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