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What Are Medicare Supplement Plans?
Protection From High Medical Costs
Medicare Supplement plans provide protection by covering the “gaps” that Medicare does not cover, including deductibles and co-payments.
See Any Doctor, no referrals are needed!
With a Medicare Supplement plan, you can see any provider that accepts Medicare, no referrals are needed!
Portable Coverage, accepted anywhere
Medicare Supplement plans are portable and are accepted anywhere in the country that takes Medicare.
What Are Medicare Advantage Plans?
Combine Medicare Parts A & B Together
Medicare Advantage Plans are another way to get your Medicare Part A and Part B coverage. Medicare Advantage Plans, are offered by Medicare-approved private companies.
Low Monthly Premiums
Medicare Advantage plans often how either $0 or low monthly premiums. They often offer additional benefits such as RX coverage and gym benefits.
In many cases, you’ll need to use providers who participate in the plan’s network and service area for the lowest costs. These plans set a limit on what you’ll have to pay out-of-pocket each year for covered services.
Why Work With Us?
Personalized Customer Service
Our friendly licensed agents are just one call away, ready to spend time answering all of your questions and finding the right plan for your needs.
No Cost to You
As an independent broker, our services are 100% free for you. We’re able to do this because we are compensated directly by the insurance carriers. It’s that simple, we’re here to help you
Ongoing Rate Lookout
You’ll never have to worry about whether you’re still getting the best rate. Once you’re a customer, we automatically enroll you in our “Rate Lockout Program”. If there’s an opportunity to save you more money, we’ll know about it first.
Alex was extremely helpful. His non-pressure approach was greatly appreciated. If you want information and no high pressure, this is the agency to call. He had us signed up for Medicare Supplemental insurance and we had our policy numbers and insurance cards within 3 days. - 2/05/2021
My husband asked for only email correspondence and Alex Wender with Bluewave Insurance was exceptionally accomodating. Due to hearing impairment, while he has a phone for emergencies, he does not conduct business on it. Mr. Wender did not insist on doing everything over the phone. I highly recommend him. - 12/04/2020
Alex, Christian and the team at Bluewave Insurance Services have provided outstanding advice and service with regard to my wife's and my Medicare Insurance coverage and Part D Prescription insurance. Great job - thank you all! - 11/22/2020
I have utilized Bluewave Insurance with Alex Wender for 2 1/2 years. Mr. Wender and his colleagues are spectacular. I have received perfection with my customer service and guidance. Absolutely, fantastic! - 10/22/2020
Very thorough and knowledgeable. Keeps me informed. Definitely a valuable resource for insurance needs. - 9/22/2020
I found Bluewave Insurance by searching the web for help when I first signed up for Medicare. Alex Wender and his team are the best! Alex helped me understand all the complexities of Medicare supplement plans and found great rates for me and my husband. Now they proactively contact us each year to help us find the best rates going forward. I trust their recommendations completely. - 8/23/2020
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