Medicare Blog

Thinking about switching your Medicare Supplement plan? Rising premiums are a top reason to explore new options. Since Medigap plans are standardized, you can keep the same benefits while finding a lower rate. You can switch anytime—just be mindful of underwriting rules. Need help? Call Bluewave Insurance at 800-208-4974 for expert guidance today!

Medicare Supplement Plans (Medigap) help cover gaps in Original Medicare, offering nationwide doctor access with no networks or referrals. In 2025, top plans include Plan F (for those eligible before 2020), Plan G, Plan N, and High Deductible Plan G. Each plan varies in coverage and premiums, so choosing the right one depends on your health needs and budget. Need help deciding? Call Blue Wave Insurance at 800-208-4974 for expert guidance!

Thinking about switching from a Medicare Supplement plan to Medicare Advantage? You could save on costs and gain extra benefits like dental, vision, and hearing coverage. Medicare Advantage also offers a trial right, allowing you to test the plan while keeping the option to return. Remember to check provider networks and switch during the Annual Enrollment Period (Oct. 15 – Dec. 7) to ensure a smooth transition. Need guidance? Call BlueWave Insurance at 800-208-4974 for a FREE consultation!

Moving? Your Medicare coverage may change! Medicare Advantage plans are location-based, so you may need a new plan if you move out of your service area. Medicare Supplement (Medigap) plans travel with you, but premiums may adjust. Part D drug plans are state-specific, so you’ll likely need to switch. Notify Social Security and Medicare early to ensure seamless coverage. Need guidance? Call BlueWave Insurance at 800-208-4974 for a FREE consultation!

Plan G and Plan N are both excellent Medicare supplement options, but they have key differences in cost and coverage. Here’s how to decide which one fits your needs and budget.

Choosing the right Medicare Advantage plan requires checking four key factors that most people overlook. Here’s how to avoid costly mistakes and find the plan that actually fits your needs.

If you’re an Oklahoma resident with a Medicare supplement plan, you have access to one of the most powerful cost-saving tools in the entire Medicare landscape — the Oklahoma birthday rule. This little-known provision allows you to switch Medicare supplement carriers every single year without answering a single health question, potentially saving you hundreds or […]

Not all Medicare supplement companies are created equal. While the benefits are standardized, the prices and financial stability vary dramatically between carriers.

Kentucky passed a Medicare Supplement birthday rule in 2024 that lets you change carriers around your birthday without answering health questions. Here’s exactly how to use this benefit to potentially save money.

When you turn 65 and become eligible for Medicare, one of the most important decisions you’ll face is choosing between Medicare Supplement (Medigap) and Medicare Advantage plans. This choice will impact your healthcare costs, provider access, and coverage for years to come. After working with thousands of Medicare clients, I’ve seen how the right choice […]