Amerigroup Medicare Supplement Plans

We are proud to offer Amerigroup as one of our carriers. If you are interested in receiving a free quote comparison or if you have any questions regarding Amerigroup plans, please give us a call at (800) 208-4974.

Amerigroup Company History and Background

Amerigroup is an Anthem-owned company. Back in 1994, Amerigroup was initially founded as Americaid Community Care, with the mission of serving the needs of children, mothers, and pregnant women who were enrolled in Medicaid.

Throughout the years, the company grew, and in 2006, Medicare Advantage plans were offered. In 2012, Anthem acquired Amerigroup. The company’s headquarters are located in Virginia Beach, VA.

Today, Amerigroup provides coverage to nearly 8 million people – and it is the largest provider of health care for public programs in the United States. In addition to Medicare Supplement coverage, this company also offers Medicare Advantage plans, combined Medicare and Medicaid coverage, and low-cost Medicaid for adults, children, and families.

Medigap Plans Offered by Amerigroup

Medigap Benefits	Plan F	Plan G	Plan N
Medicare Part A Coinsurance	100%	100%	100%
Medicare Part B Coinsurance	100%	100%	100% **
Blood (First 3 Pints)	100%	100%	100%
Part A Hospice Coinsurance	100%	100%	100%
Skilled Nursing Facility Coinsurance	100%	100%	100%
Medicare Part A Deductible	100%	100%	100%
Medicare Part B Deductible	100%	X	X
Medicare Part B Excess Charges	100%	100%	X
Foriegn Travel*	80%	80%	80%

Finding the right Medicare Supplement (Medigap) plan requires deciding on what benefits you need, as well as which insurance company offers an affordable premium rate. With Amerigroup Medicare Supplement plans, there are several coverage options to choose from.

Amerigroup offers Medicare Supplement plan options, including Plan F, Plan G, and Plan N. The company’s Medicare Supplement insurance plans are currently available in Arizona and Texas.

The Medigap Plans offered through Amerigroup include the following benefits:

• A 30-day “free look” period
• The Medicare SilverSneakers program
• Household discount on the premium (where available)
• Portable coverage
• Option to see any doctor that accepts Medicare, no referral needed

Amerigroup Medigap Plan F

With Amerigroup’s Medicare Supplement Plan F, there is a long list of benefits included. Medigap Plan F is the most comprehensive of the Medigap plans. However, starting in the year 2020, new enrollees will not be able to purchase Medicare Supplement Plan F. (Current Plan F enrollees, however, will be able to keep this coverage).

In order to keep the premium lower, while still receiving the wide array of benefits that are offered in Medicare Supplement Plan F, there is a “high deductible” version of Plan F also available.

The Amerigroup Medicare Supplement Plan F includes the following coverage:

Medicare Benefits	Amerigroup Plan F
Medicare Part A coinsurance & hospital costs (up to 365 additional days after Medicare benefits are used up)	100%
Medicare Part B Coinsurance or copayment	100%
Blood (first 3 pints)	100%
Part A hospice care coinsurance or copayment	100%
Skilled nursing facility coinsurance	100%
Medicare Part A deductible	100%
Medicare Part B deductible	100%
Medicare Part B excess charges	100%
Foreign Travel Emergency (up to $50k)	100%

Amerigroup Medicare Supplement Plan G

Medicare Supplement Plan G is also a comprehensive Medigap option. While this plan does not offer coverage for the Medicare Part B deductible, the “tradeoff” is that Plan G usually requires a lower premium amount than Plan F.

With the Medicare Part B deductible of $257 (in 2025), it is usually cost-effective to purchase Medicare Supplement Plan G for a lower premium amount – especially as Plan G is otherwise comparable to Plan F.

The Amerigroup Medicare Supplement Plan G benefits include the following:

Medicare Benefits	Amerigroup Plan G
Medicare Part A coinsurance & hospital costs (up to 365 additional days after Medicare benefits are used up)	100%
Medicare Part B Coinsurance or copayment	100%
Blood (first 3 pints)	100%
Part A hospice care coinsurance or copayment	100%
Skilled nursing facility coinsurance	100%
Medicare Part A deductible	100%
Medicare Part B deductible	X
Medicare Part B excess charges	100%
Foreign Travel Emergency (up to $50k)	100%

Take a look at how Amerigroup Medicare supplement Plan G compares to other carriers like Bankers Life Medigap plans and Physicians Mutual Medicare Supplement plans.

Amerigroup Medicare Supplemental Plan N

Medicare Supplement Plan N also offers a wide range of benefit options. This particular Medigap plan could be a good alternative if you are seeking a low premium, while at the same time having the freedom to obtain health care services from any provider who accepts Medicare.

With Medicare Supplement Plan N, 100% of the Medicare Part B coinsurance costs will be covered, other than up to a $20 copayment for office visits, and up to a $50 copayment for visits to the emergency room.

The benefits that are covered in the Amerigroup Medicare Supplement Plan N include:

Medicare Benefits	Amerigroup Plan N
Medicare Part A coinsurance & hospital costs (up to 365 additional days after Medicare benefits are used up)	100%
Medicare Part B Coinsurance or copayment	$0-$20 Office Copay
Blood (first 3 pints)	100%
Part A hospice care coinsurance or copayment	100%
Skilled nursing facility coinsurance	100%
Medicare Part A deductible	100%
Medicare Part B deductible	X
Medicare Part B excess charges	X
Foreign Travel Emergency (up to $50k)	100%

Amerigroup Medicare Advantage Plans

While Amerigroup contracts with the federal government to provide Medicaid and combination Medicare / Medicaid coverage, the company’s primary product is Medicare Advantage. It does so under the Amerivantage name. Currently, the Amerigroup Medicare Advantage plans are offered in Texas, Tennessee, Texas, New Jersey, New Mexico, and Washington.

Medicare Advantage (also known as Medicare Part C) offers an alternative way to receive Medicare benefits. These plans offer the same benefits that are found in Medicare Part A and Part B, but you may also have additional coverage such as vision and/or dental.

Many Medicare Advantage plans will also include Medicare Part D prescription drug benefits. Medicare Advantage plans are offered through private insurance companies (as versus directly via Medicare). Oftentimes these plans are offered as an HMO (Health Maintenance Organization) or PPO (Preferred Provider Organization).

With the HMO and PPO plan options, there are some similarities. For instance, you must live within the plan’s service area. In addition, both HMOs and PPOs also use provider networks. However, a PPO will allow you to see out-of-network providers, too – typically in return for paying a higher copayment or coinsurance amount. Also, with a Medicare Advantage PPO, you are not required to choose a primary care provider. Nor are you required to obtain a referral before seeing a specialist.

Overall, the best Medicare plan for you will depend on the benefits and flexibility that fit your specific needs. For instance, Medicare Supplement plans provide you with the freedom to receive care from any doctor, specialist, or hospital that accepts Medicare.

On the other hand, Medicare Advantage plans often require enrollees to receive care through provider networks, but may also offer some additional coverage options that you don’t get with Medicare Parts A and B and Medicare Supplement.

You can read more about Medicare Advantage vs Medicare Supplement plans here.

Why Work With Us?

We offer both Medicare Advantage and Medicare Supplement Plans at Bluewave Insurance. We are independent and work with all of the top insurance companies. We are able to provide unbiased plan comparisons and free quotes. We do not charge anything for our services. With us, you receive ongoing policy assistance and of course, claims support for life!

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If you have questions or want to determine which will work for you, give us a call at (800) 208-4974.